Posts

5 Reasons Why You Must Have Health Insurance

Image
Purchasing a health insurance is an integral part of financial planning. Buying an insurance policy helps one be financially prepared against health risks With the constant increasing prices of healthcare in our country, and with the ever rising instances of diseases, health insurance today is a necessity. Health insurance provides people with a much needed financial backup at times of medical emergencies. Health risks and uncertainties are a part of life. One cannot plan and get sick but one can certainly be prepared for the financial aspect. One of the ways to be financially prepared against uncertain health risks is by buying health insurance. Health insurance is a type of insurance coverage that pays for medical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly. There are different types of health insurance plans, such as individual health insurance, family health
Post a Comment
Read more

*Looking To Expand Health Policy? Know What Is Top-Up In Health Insurance?*

Image
A top-up is not just limited to health insurance, a policyholder while investing in Unit-linked Insurance Plans can also use top-ups When you buy health insurance, the plan you choose comes as a 'Base' or basic health insurance plan. When you buy health insurance, the plan you choose comes as a 'Base' or basic health insurance plan. Opting for an insurance plan for you or your family has become a central part of financial planning. With health costs rising and the sense of a proper backup post pandemic, people are compelled to revisit their health policy and modify it to suit the requirement. While there are many products available in the insurance market to insure your health needs, there are a few things which a consumer need to know to get full advantage of the policy. Health insurance: Usually, when you buy health insurance, the plan you choose comes as a ‘Base’ or basic health insurance plan. It covers you against any medical contingency. In this case,
Post a Comment
Read more

Six Lesser-Known Facts About Tax Benefits On Health Insurance

Image
A health insurance plan must be a crucial part of your financial planning. It not just supports you financially and enables you to access quality healthcare, it is also significant in tax saving.It offers tax advantages under section 80D in addition to protecting against unexpected medical expenses. Health insurance policies purchased for one's spouse, children, and parents offer exemption from taxes. Most financial planners advise having sufficient health insurance as the first step in sound money management. There are several tax-saving benefits for health insurance. Let's look at a few of them below: Income Tax Exemption Under Section 80D The cost of a health insurance policy's premium is deducted from taxable income under Section 80D of the Income Tax Act. The deductible amount can range from Rs. 25,000 to Rs. 50,000. If the parents are under the age of 60 years, the limit for deduction under Section 80D is upto Rs. 25,000 and if the parents are above the ag
Post a Comment
Read more

This World Health Day take a look at this Comprehensive Guide to Health Insurance Claims

Image
The past two years have made the importance of securing our health more evident than ever before. These years have drawn attention to the fact that illnesses, accidents, natural calamities, and other unwanted situations can occur anytime without any warning. And in the situation that we are faced with these unforeseen circumstances, it not only takes a toll on our emotional well-being but may also drain us financially.  This April, as we celebrate World Health Day, it is important to draw attention how we can safeguard ourselves from the fiscal strain associated with any ailment or emergency through health insurance. A comprehensive and adequate health insurance can cover pre and post hospitalization expenses, ambulance charges, costs associated with critical illnesses and a wide array of other expenses depending on the plan chosen. The most critical part of any insurance policy for any customer is the claims process when required. Hence, understanding the claims process is
Post a Comment
Read more

CHOOSE THE PERFECT HEALTH INSURANCE PLAN FOR YOUR FAMILY

Image
Most of us envision and work towards a secure future for our family. There are various aspects to secure our family’s future and health is one of the most significant factors.   Despite various measures that many of us undertake to ensure a balanced and healthy life, sometimes accidents and health emergencies are unavoidable and being prepared with the right Health Insurance for such scenarios is advisable. Covid 19 has highlighted the necessity of being financially prepared for unforeseen circumstances. An appropriate health insurance plan enables us to avail quality healthcare facilities without having to face a financial crisis.   While taking a decision to buy a health insurance policy might be easy, it is essential to take a few factors into consideration in order to buy a health insurance plan that is adequate and comprehensive. There are a few things all of us should bear in mind when we decide to purchase a health insurance: The Right Policy  - There are several var
Post a Comment
Read more

Importance of Health Insurance Explained in Detail

Image
Life is unpredictable, and health scares have become increasingly common. Whether you or a loved one is suffering from a chronic illness or in need of emergency medical care, health insurance is a boon. You can cover medical bills without taking on added stress with health insurance. This article will help you understand the importance of health insurance in points for easy reading. What is health insurance? Before moving on to the needs and importance of health insurance, it is important to understand it. Essentially, health insurance is an agreement by which a chosen insurance company guarantees that it will compensate you, the policyholder, for medical expenses. This insurance cover applies to medical emergencies that lead to hospitalisation, as well. You have to pay the insurance company timely premiums in exchange for this facility. The premium you must pay will depend on the insured person’s medical history, risk factors, terms and conditions, etc. What is the importa
Post a Comment
Read more

आरोग्य बिमा सलाहकार बनने के फायदे!

Image
🤝 *अपनोका सुरक्षा कवच बनिए... आरोग्य बिमा सलाहकार बनिए... एसबीआय जनरल हेल्थ इंश्युरंस के साथ... अपने  देशवासीयोंको सुरक्षीत करीए!!* 🤝 🤝 *सपोर्ट सिस्टीम:*  * 18 वर्ष से उपर आयु के कोई भी भारतीय व्यक्ती आरोग्य बिमा सलाहकार बन सकता है। * प्रोडक्ट एवं सेल्स ट्रेनिंग * आयटी सपोर्ट सिस्टीम * आकर्षक कमीशन * विभिन्न काँटेस्ट इंसेंटीव * रीन्युवल कमीशन * कस्टमर सर्विस सपोर्ट * देशभरमें कीसी भी भारतीय को आरोग्य बिमा कवच दे सकते है। 🤝 *क्लब बेनेफीट्स:* * बर्थ डे सेलेब्रेशन * पर्सनलाइज्ड स्टेशनरी कीट * स्कील डेवलपमेंट प्रोग्राम * हेल्थ चेकअप्स * दिवाली गीफ्ट व्हाऊचर्स (अॅमेझाॅन) * डोमेस्टीक एवं इंटरनॅशनल आॅफसाईट वर्कशाॅप टुर्स * ग्रीन चॅनल स्टेटस * वेलनेस मेंबरशीप * अॅमेझाॅन प्राईम मेंबरशीप * एसबीआयजी एचओ व्हीजीट * बिझनेस सपोर्ट * मेंबर आॅफ प्रोडक्ट / अॅडवायजरी कमीटी * एसबीआयजी ब्रँड अंबॅसेडर बॅज, आदी 🤝 *बिमा सलाहकार कौन बन सकता है?:* न्युनतम 10 वी पास लाईफ - हेल्थ - साही कंपनी इंश्युरंस एजंट, शेअर मार्केट एवं म्युच्युअल फंड ब्रोकर, मार्केटर, आरोग्य क्षेत्र से जुडे व्यक्ती जैसे डाॅ
Post a Comment
Read more